Houtan HormozianExpert on Real Estate, Finance and PropTech

Home Loans for the Self-Employed Bank Statement Program Explained

20 Jun 2025 · 1 min

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In this short video, the narrator introduces bank‑statement home loans as an alternative mortgage option for self‑employed borrowers who struggle to qualify with traditional documentation like tax returns or W‑2s. The loan verifies income directly from personal or business bank statements, making it suitable for freelancers, business owners, and gig‑economy workers. It can be used for purchasing a new home or refinancing an existing one. The speaker notes that not every self‑employed applicant will qualify and that additional documentation may be required. The video ends with a call to action, inviting viewers to contact the lender or visit the website for more information.

Chapters

Are you self-employed and finding it hard to qualify for a traditional mortgage? Bank statement home loans may be the solution you've been looking for. Instead of tax returns or W-2s, this loan uses your personal or business bank statements to verify your income. It's perfect for freelancers, business owners, and gig workers who don't have regular pay stubs. You can use it to buy a new home or refinance your current one. It's a flexible option when traditional loan requirements just don't fit. Keep in mind, not all self-employed borrowers will qualify, and additional documents may be needed. Want to see if this works for you? Reach out today or explore more on our website.