Houtan HormozianExpert on Real Estate, Finance and PropTech

Mortgage Question of the Day Do You Know the Answer?

3 Sept 2025 · 1 min

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This content was created by Houtan Hormozian. This content was uploaded by Houtan Hormozian. This is a YouTube video titled "Mortgage Question of the Day Do You Know the Answer?" (created 2025-09-03). It’s a short educational/marketing clip in which a single host (labeled SPEAKER A) poses a mortgage quiz: when an amortized payment remains constant but leaves a balance at the end, the payment is a balloon payment (answer A). The host briefly explains that balloon mortgages are often used as creative financing with plans to refinance in 3–5 years, and includes calls to action (like, tag a friend, message, visit website).

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Get ready for question of the day. When the amortized payment of a mortgage remains constant over the period of the loan but leaves an outstanding balance to be paid at the end, this payment is called: A. A balloon payment. B. An escalation payment. C. An acceleration payment. D. A satisfaction payment. The answer is letter A. Typically, mortgages with balloon payments are used as a creative financing tool in which buyers plan to refinance the balance in 3 to 5 years with better terms than they can qualify for now. Learn something new? Give us a like, tag a friend, and let's keep the conversation going. Message us here or visit our website.