Asset depletion mortgages let you qualify using savings instead of income documents. Retirees, self-employed people, and high-net-worth borrowers can use liquid assets to buy a primary home, vacation property, or rental. Only liquid assets count, and lenders have their own restrictions.
Want to buy a home but don't have a regular paycheck? With an asset depletion mortgage, you will not need W-2s or tax returns at all. Lenders use your liquid assets to calculate monthly income, no job required. Perfect for retirees, self-employed professionals, or high-net-worth individuals. Skip the usual red tape. These loans are designed for flexibility. Use it to buy a home, vacation property, or even an investment rental. Just remember, only liquid assets count, and some restrictions may apply. Want to see if you qualify? Send me a message or give us a call today. Let your savings work for you on your path to homeownership.
