Houtan HormozianExpert on Real Estate, Finance and PropTech

Question of the Day: What Happens to Your Mortgage After Closing?

7 May 2026 · 1 min

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This content was created by Houtan Hormozian. This content was uploaded by Houtan Hormozian. This is a YouTube video titled "Question of the Day: What Happens to Your Mortgage After Closing?" (uploaded 2026-05-07). It features a single narrator (labeled SPEAKER A) delivering a short informational segment that explains the secondary mortgage market—clarifying that existing home loans and servicing rights are bought and sold (answer A)—and includes a call to action to like, tag a friend, message, or visit the website.

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Get ready for question of the day! In financing, the secondary market refers to the place where: A. Existing loans are bought and sold. B. Secondary financing may be obtained. C. Conventional loans are originated. D. FHA loans are originated. The answer is letter A. The secondary mortgage market is where home loans and servicing rights are bought and sold between lenders and investors. Most home loans in the U.S. are eventually sold to the secondary mortgage market. When a consumer obtains a home loan, that loan is underwritten, funded, and serviced by a bank or lending institution. Learned something new? Give us a like, tag a friend, and let's keep the conversation going. Message us here or visit our website.