Hunter NelsonOwner of Nelson Insurance Agency

Ag Trucking Insurance: Cheaper Rates, Better Coverage Revealed!

28 May 2026 · 1 min

Watch on YouTube

0:45

In this brief monologue, Hunter Nelson explains that agricultural trucking operations are inherently exposed to pollution risks, yet many standard insurance policies exclude pollution coverage. He highlights that specialized insurers serving Midwest agricultural haulers include pollution coverage and can offer lower, more affordable rates because they focus on local and regional carriers with historically fewer claims.

Chapters

For one, almost everything in the agricultural space is a pollution exposure, and a lot of these typical insurance companies or policies do not include pollution coverage. I'm going to get back to why that's a big deal. The other thing that almost all you guys care about is insurance rates. Rates are not going to be the same. Typically, agricultural trucking is going to be a little bit cheaper. You guys are local, you guys are in Midwest, there's less claims. And so these guys have the coverages with, with, um, pollution built in. They're going to be much cheaper because, or much more affordable because they only take these agricultural haulers, these local guys, these regional guys, which is what they want to assure