Hunter NelsonOwner of Nelson Insurance Agency

Ag Trucking Insurance: Why It's NOT Your Regular Policy!

26 May 2026 · 1 min

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In this introductory segment, Hunter Nelson of Nelson Insurance explains that agricultural trucking insurance differs significantly from standard trucking coverage. He outlines that ag trucking involves distinct exposures—such as farm equipment, livestock, produce, and especially pollution risks—that many conventional trucking policies do not address. Because of these unique hazards, specialized insurers and tailored policy structures are required, leading to different pricing dynamics. Nelson emphasizes that pollution exposure is a pervasive concern in the agricultural sector and that many typical insurance carriers omit pollution coverage, making dedicated ag‑trucking policies essential.

Chapters

Hey guys, I am Hunter Nelson with Nelson Insurance, otherwise agriculturaltruckinginsurance.com. I'm going to talk about how agricultural trucking insurance might be different than just your typical, um, trucking insurance. You guys have different exposures, you guys have different insurance companies that, that, um, come into play. And so I'm going to talk about why these things are different, why pricing is different, why the exposures are different, what you guys are going to run into. But even agricultural trucking is even more of a niche, and it has its own even other sets of rules. For one, almost everything in the agricultural space is a pollution exposure, and a lot of these typical insurance companies or policies do not include pollution coverage.