Amazon requires truckers to carry general liability, auto liability, cargo insurance, and trailer interchange coverage. 1099 drivers need occupational accident insurance; W2 employees need workers comp. Requirements vary by state.
You know an Amazon's got all those sort of coverages that you guys need. You know you're going to have to have general liability, you're going to have to have auto liability, you're going to have to have 100,000 cargo and the last coverage and requires at least 50,000 in trailer interchange or not on trailer physical damage. These guys will do all that. These guys are A plus rated which Amazon does not even require but they're going to, but they're going to allow you to get all those coverages. They're going to allow you to get occupational accident if you guys have 1099 drivers they're going to allow you to get workers compensation if you have W2 drivers. And you want to make sure. Well some states are going to require that you have workers comp. Some states are going to say like North Carolina if you have four plus employees you have to have work comp. And you know states like Nebraska if you get caught without work comp they're going to find you like there's absolutely no tomorrow. So a lot of you guys are going to need work comp especially if you're growing.
