Hunter NelsonOwner of Nelson Insurance Agency

Appliance Insurance: Protect Your Installation!

23 Jul 2025

Watch on YouTube

This is a YouTube video titled "Appliance Insurance: Protect Your Installation!" containing a single-speaker explanation about the limitations of typical cargo insurance and the importance of having an appliance or installation floater policy to cover appliances from pickup through installation. The content was created in July 2025 and focuses on insurance advice for appliance installation.

If you guys do have a typical cargo policy, I'd be very, very careful because cargo insurance does not cover installation. So the second you take the thing out of the truck, it's no longer covered. So you be very, very careful with the appliances as you're installing the home. So what most you guys actually need is what's called an appliance or installation floater. It covers it all the way from pickup delivery to the installation portion, so it covers everything there.