Hunter NelsonOwner of Nelson Insurance Agency

Attract Truck Owners: Save Money with This Master Policy!

27 Nov 2025 · 1 min

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0:38

A short excerpt from a YouTube video by Hunter Nelson explaining how motor carriers can use a master insurance policy to attract owner-operators. Nelson presents a numeric example: a 4% rate on a $100,000 limit yields about $4,000 for truck coverage and $600 for non-truck liability, creating a $4,500 saving for the truck owner and an additional $4,500 per year revenue for the carrier.

Questions this video answers

$100,000

$4,000

$600

$4,500

Chapters

Now you can incentivize these guys to come to you. Hey, I've got master policy. I know the rates would be 4%. You have $100,000. Truck do, 4,000 bucks. Non truck liability, $600. Now, you as a motor carrier know these guys have insurance. You are the one who's looking at that policy, seeing who has insurance. You don't need to ask them for a coi. You have to worry about the coverage being canceled. Nothing on those lines. And you just saved them $4,500 to come to you. And hey, I'm going to make an extra 4,500 bucks a year because we got a master policy and it's going to be cheaper. So that is how you can incentivize zone wrappers to come to you.