Hunter Nelson compares cargo insurance providers, highlighting Crum & Forrester and Northland as offering policies with virtually no exclusions. These cover oversized loads and reloading costs without sub-limits, avoiding the typical nickel-and-dime approach that makes cargo insurance even more expensive for trucking operations.
Cargo insurance, one of the biggest deals in my opinion because it varies so much company to company. You could have one insurance company like Crum Forrester, Northland, etc., etc., who have almost no exclusions. Uh, as long as you're hauling what you say you're gonna haul, if you tell them you're gonna haul oversized, you're gonna be good for oversized. Uh, their policy is fantastic. They're not gonna have all these sub-limits and all sorts of stuff that's jargon right now. I'm gonna get into it here in a second. But their policy does not exclude much at all. So you can be covered for a lot. They don't nickel and dime you on the little things. They'll cover reloading costs, all sorts of stuff, because it sounds like small, minimal little coverages and insurance sucks. It's expensive anyway. Why go pay more, right?
