Custom harvesters, farm combines that load and unload extensively, can't be covered under standard trucking insurance. Hunter Nelson explains why these machines face distinct farm risks and shares how he found specialized coverage for a major client.
You guys are going to have a little bit different insurance than maybe your typical trucking insurance. Your general liability cannot be trucking general liability because now instead of driving a truck all the time, you guys are in combines, you guys are roaming around helping on the farm, whatever it might be. You guys do more loading and unloading than a typical trucker. You guys have different risks, and so your insurance is going to be a lot tougher. One of our largest clients is actually a custom harvester, And so I've done deep research into everything and anything about it to make sure that we get these guys taken care of.
