When you hire 1099 subcontractors, you're liable for what they do on the job. That's why general contractors require subs to carry their own liability insurance, protecting both parties and keeping your rates from spiking.
like to learn more about general liability, please do not hesitate to reach out. Happy to go more in depth on that. A lot of you guys are getting because it's required by, um, typically like an upstream party, like a general contractor, but you guys are going to work for— and the reason that comes into play is because when 1099s are involved, uh, you guys are held liable, or they're held liable for your guys' actions. Same thing goes for you guys. You guys hire somebody out, a 1099, whatever the case is, You guys are liable for their actions. So there's upstream and downstream parties. That's why you see that stuff coming into play. Sometimes general liability can cover that stuff, but they also want to make sure that you guys have your own insurance so their rate does not get jacked up as well.
