What per-truck insurance cost examples does the speaker give?

Hunter NelsonOwner of Nelson Insurance Agency

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31 Dec 2025 · 1 min

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Hunter Nelson explains how business growth into the fleet space opens additional insurance options — national and interstate carriers become available as companies scale. He notes fleet policies can sometimes be cheaper than single-unit policies but rates vary based on risk; he gives per-truck cost examples to illustrate variability.

Questions this video answers

"$2,000 a truck" for a one-unit example and "$8,000 a truck per unit" for a fleet example.

Chapters

Now, as you guys keep growing, this is why everybody's like, ah, first couple years old, tough, because you guys just see a lot more Insurance companies take a look at you as things go on. Right. But if you guys are fleet now, even more options open up. A lot more of these insurance companies are opened up once you guys get to the fleet space, you know, national, interstate, all that stuff. So all these companies start opening up a whole lot more. And typically, fleets can be a little bit cheaper than like a two unit guy. Not always. I've got guys paying $2,000 a truck for one unit, and I've got fleets paying $8,000 a truck per unit. Doesn't mean it's always the case, but it definitely can be right, though. They're going to try to just weigh their risk on the stuff, right.