Short excerpt of a YouTube video (speaker: Hunter Nelson) advising installers/contractors to obtain comprehensive general liability insurance with specific policy language to cover gaps in cargo and installation policies. Warns that common policies (mentions Thimble, Everspan) often have coverage gaps; improper appliance installation (e.g., hoses not hooked up) can cause water damage and large costly claims.
So these guys will include all that in their cargo or installation policy. You guys need general liability with a lot of special wording in the language. So if any of you guys, you know, like some of these guys have policies through Thimble and, you know, Everspan is what I see. A lot of those policies have a lot of gaps in them. So again, when you're taking care of those appliances, you know, some gets destroyed or there's water damage because the hose weren't hooked up correctly to the appliance, you guys be on the hook on it for it, and it's going to cost you a fortune, so.
