Hunter NelsonOwner of Nelson Insurance Agency

Livestock Insurance: Don't Shoot Your Cattle, Get Proper Coverage!

27 May 2026 · 1 min

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In this brief monologue, Hunter Nelson warns that generic cargo insurance policies typically do not cover livestock crippling and often undervalue animals, leaving owners with inadequate protection. He recounts hearing stories of owners shooting injured cattle to avoid claim complications—a practice he advises against. Nelson emphasizes the importance of using insurers who understand both trucking and agriculture, noting that such specialists can provide proper coverage and lower premium rates.

Chapters

they have better coverage for cargo. If you guys have any just generic insurance company for your cargo for livestock, you are not covered for, um, crippling. Typically they might give you lower values on those, on those cattle, on the any of the livestock. And so I hear stories about people having to shoot the cattle in the head, which I do not recommend doing in the sense of an insurance claim. So having the coverages there Having the service there, these guys understand not just the trucking industry, but the agricultural industry is going to play you guys a huge favor. And it's got— and it's going to be able to get you guys cheaper insurance rates.