Hunter NelsonOwner of Nelson Insurance Agency

Livestock Transit Insurance Explained for Haulers

16 Mar 2026 · 1 min

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In this video, presenter Hunter Nelson explains the unique challenges of transporting live animals and introduces Hartford's livestock cargo/transit insurance policy. He outlines why live animals differ from standard cargo, describes the types of risks haulers face—such as injury, death, stress‑related loss, and depreciation—and then walks through what the Hartford policy covers, how the coverage operates, and the optional endorsements available. The goal is to show haulers how the insurance protects their business while on the road.

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If you haul livestock for a living, such as cattle, horses, sheep, or other animals, you already know it's not just considered cargo. Live animals are unique. They can be injured, die from stress, collapse on decks, or depreciate in value from a covered loss. And today we are breaking down the Hartford's livestock cargo or livestock transit insurance policy. So we are going to discuss what it covers, how it works, the optional extras, and how it protects your business on the road.