Hunter Nelson explains loss runs are accident records that insurers use to predict future claims. Share positive driving data like smooth braking to attract more carriers, but keep risky behavior like speeding hidden. One fleet improved its underwriting by strategically sharing the right data.
What they're gonna look at is loss funds are just a reflection of accidents. That's what they are. They're an accident, right? They wanna see the data on what's gonna lead to an accident. If you got a bunch of data in there, that's, uh, speeding, hard brakes, swerving, like you can name, that's gonna lead to an accident. Probably don't share that data. If you got data that's good, obviously I'd recommend just sharing pretty much for like everybody, right? I'm just, I'm just saying, but like, I would recommend it for everybody because there is a lot more insurance companies that will take you. One of the— I'm gonna back up here real quick. One of the fleets I was just talking about was with an insurance company to acquire that data.
