Hunter NelsonOwner of Nelson Insurance Agency

Midwest Sammie Mutual: Perfect Fit for Your Trucking?

31 Oct 2025 · 1 min

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0:57

Short segment from a YouTube video by Hunter Nelson discussing which trucking operations are a good fit for Midwest Sand Mutual insurance. The speaker states Midwest will insure livestock (explicitly notes they "love" livestock), and accepts equipment/loads like reefer, flatbed, dry van, and hopper-bottom. They will not insure hazmat, oversized loads, or dirt/sand/gravel commodities. The carrier should not be 100% over-the-road and should operate primarily in the Midwest (examples given), avoiding high-risk states such as Texas, New York, Florida, and California.

Questions this video answers

Yes — the speaker says they "love, love, love livestock" and will write livestock coverage.

Reefer, flatbed, dry van, and hopper-bottom.

Hazmat, oversized loads, and dirt/sand/gravel commodities.

Texas, New York, Florida, and California.

Chapters

Now who's going to be a good fit for Midwest Sand Mutual? And I'll show you guys here at the end a little bit towards the end of the video on why you want to get with Midwest and Mutual. They are going to write your livestock collar. So that is huge. They love, love, love livestock. They'll do reefer, flatbed, dry van, all that type of stuff. Hopper bottom, all that. They're not going to take your hazmat, your oversized, your dirt, sand and gravel, those kind of commodities, okay? They don't want you to be a hundred percent over the road. They want you to be having most your miles in the Midwest. And when I say that they're doing anything from Ohio to Arizona, Nevada kind of up there, but towards the middle there, right? They don't want to see Texas, New York, Florida, California, those really tough states that a lot of insurance companies frankly don't like. So that's kind of their deal there.