Hunter NelsonOwner of Nelson Insurance Agency

Owner Operator Insurance Grow Your Trucking Business #truckinginsurance #truckingindustry

15 Jul 2026 · 1 min

Watch on YouTube

0:45

In this instructional video, Hunter Nelson of Nelson Insurance explains how trucking companies can add owner‑operators to their auto liability insurance. He outlines the regulatory requirement that any company with an active MC authority must include all owned and operated trucks under the MCS‑90 endorsement, and describes how proper insurance coverage can be used as a strategic tool to attract and onboard owner‑operators, thereby accelerating business growth. He also warns against negligent onboarding practices that could expose the company to financial risk.

Chapters

I'm Hunter with Nelson Insurance. I'm gonna talk about adding owner operators to you guys' policy here today, what that looks like for insurance, but also how you guys can use insurance to leverage bringing owner operators on. Um, because obviously the more owner operators you can bring on, the quicker you guys grow and the more money you guys can make to an extent, unless you obviously do it negligently. All right, so the first thing when you guys are adding owner operators to your insurance is just understanding how that works, right? So if you guys have an authority, federal filings, you guys have an active MC, you guys are going to have what's called the MCS-90, which means all owned and operated trucks have to be on your auto liability policy.