Hunter NelsonOwner of Nelson Insurance Agency

Save Big: How Shopping Annually Slashes Costs!

18 Oct 2025 · 1 min

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0:46

Hunter Nelson (creator/uploader) urges viewers to shop for better rates regularly to avoid overpaying—recommends shopping every couple years and notes his firm shops all clients annually. He illustrates with a client insurance example: an original $19,000 quote (renewal $22,000) was shopped down to $8,000, with the second-best option at $14,000, demonstrating substantial potential savings.

Questions this video answers

Every couple years (and his firm shops all clients every single year).

$19,000 (renewal quoted up to $22,000).

$8,000 for the same coverage.

$14,000.

Chapters

Just saved yourself 100 grand. Shopping I'm not saying is a bad idea. I. You should be shopping every couple years. Just make sure things are right. You take a big grade increase, whatever the case is right. You need to be shopping every couple years. We shop all of our clients every single year just to make sure nobody's cheaper or they are. Hey, you know we're going to get your rates down. I mean we had somebody where 19,000 for their one truck was the best option. They were getting by a long shot. Everybody was really expensive, whatever. It's kind of a weird situation. And we got them 19 grand renewal up to 22,000 shopped around. Sure enough, it was $8,000 for that exact same thing. Because that year in business, clean operation that year, whatever, now it's eight grand. Even the second best option was 14 grand. So saving a lot of money.