Specified Peril Insurance Save Money on Truck Coverage #truckinginsurance #trucking

You can do what's called specified peril or fire and theft. That peril is just an event on insurance. A specified peril means like, I'm only gonna cover these couple things. Fire theft, your truck's sitting, you might be able to throw fire theft on it instead of comprehensive and collision. So that way it's covered if it blows up or catches on fire sitting there, or it's laying around and catches on fire. And then if, you know, it gets stolen. So obviously we'll not cover hail or anything like that. Because it's not listed as a peril, as an event. But having coverage there can definitely be helpful, um, to try to save some money if the truck's sitting at a garage or a shop or something like that while it's not being driven.