Hunter NelsonOwner of Nelson Insurance Agency

The Hartford: BEST Livestock Hauler Insurance?

11 Aug 2025 · 1 min

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Hunter Nelson (speaker) argues that The Hartford offers among the best insurance coverage for livestock haulers, contrasting Hartford favorably with larger carriers (Progressive, Geico). He claims many common insurers will refuse to pay for injured livestock unless the animal is dead within 24 hours of an accident, whereas Hartford provides stronger coverage for injured or dead animals. The clip is a firsthand opinion/consumer-advice style segment about livestock hauler insurance practices.

Chapters

The rates can get really really low. Hartford is going to have the best coverage basically out there and I'm not saying for sure the number one but they are looked upon as one of the best for livestock haulers and the reason I say this because if you are a livestock hauler and you're with Progressive for example you get into an accident and all of or let's say some of the cattle are injured some of them are dead whatever the case is right there's going to be a loss the injured and dead cattle progressives policy forms that's not just progress this is progressive Geico most of these guys out there are going to say we're not going to pay out for any livestock unless it's dead within 24 hours. So if that thing's got all of his four legs broken and he's sitting there not dead when the adjuster arrives on seam you're not getting any coverage for it with the basic insurance companies.