A trucker's general liability policy covers personal and advertising injury, like defamation lawsuits from negative online reviews, plus medical payments for minor injuries on your premises without requiring a lawsuit. These overlooked coverages protect you from legal costs and small claims that could grow into bigger problems.
The third coverage with general liability is going to be personal and advertising injury, which can surprise a lot of truckers. Um, so the things that's going to cover is libel, slander, false advertising, copy infringement. So an example of this coverage coming into play would be if you left a bad review online accusing a shipper of illegal activity, they sue you for defamation, your general liability can cover legal defense and damages. The fourth coverage to general liability is medical payments. So this is for no-fault coverage for minor injuries. So an example would be a customer trips over a piece of your equipment while inspecting a load and needs stitches. Your medical payments is going to cover visits, medical bills without needing a lawsuit. So this is used to often avoid bigger claims.
