Hunter NelsonOwner of Nelson Insurance Agency

Trucker's Nightmare: Over-Height Load Accident Scenarios

2 Apr 2026 · 1 min

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0:33

In this instructional segment, the presenter walks through a realistic over‑height load scenario where a truck driver, having planned a route, fails to notice a low‑clearance bridge. The truck strikes the bridge, causing extensive property damage, possible road closures, and repair costs that can run into hundreds of thousands of dollars. The narrative emphasizes that not only the trucking company but also the individual who planned or routed the load can be named in lawsuits, highlighting the professional liability exposure that arises from improper load routing.

Chapters

Let's go through a few realistic scenarios so you can see how this plays out. So, example 1, you hit a bridge. So you're leading a load that's overheight. You planned the route, you missed a low clearance bridge, the truck hits the bridge. Now you've got major property damage, potential road closure, repair costs that could reach hundreds of thousands of dollars. So even if the trucking company is involved, you could be named in the lawsuit for failing to properly route the load. That would be a professional liability claim.