Hunter NelsonOwner of Nelson Insurance Agency

Trucking Company: How to Lower Your Insurance Premium.

7 Nov 2025 · 1 min

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0:48

A short transcript from a YouTube video advising trucking company owners on practical ways to reduce insurance premiums. The speaker lists operational and fleet-related factors that lower premiums — e.g., fewer claims, better safety scores, better drivers, lower miles, newer trucks, longer time in business — warns against using a “chameleon carrier,” and notes larger fleets have additional options such as cost-sharing.

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I mean, just also like having a well ran trucking company, obviously. Lower claims, less premium. Lower safety scores, less premium. Better drivers, less premium. I am the, I mean, the obvious stuff here, right? Lower miles, less premium. Newer trucks, less premium. More years in business, less premium. Don't have a community, don't have a chameleon carrier ever, unless you got a really dang good reason for it. The other thing too, here, I think this is one of the biggest things right here, guys, is knowing what options are available. Okay. So I'm going to start off with couple trucks. I'm going to go into the options here available for bigger fleets. The bigger your fleet is, the more of these, like maybe cost sharing or better options there are available. Okay.