Hunter NelsonOwner of Nelson Insurance Agency

Trucking Insurance Grow Your Biz, Save BIG! #truckinginsurance #trucking

17 Aug 2026 · 1 min

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In this introductory segment, Hunter Nelson of Nelson Insurance explains that trucking insurance requirements change as a company expands. Early‑stage fleets typically work with a handful of carriers, but as they grow they gain access to more sophisticated risk‑management tools such as captive insurance programs and Self‑Insured Retentions (SARs). These mechanisms, along with qualifying for additional insurance carriers, open opportunities to lower premiums. Hunter notes that the insurance landscape becomes a “ladder” with more options the larger the operation, and he situates his agency in Sioux Falls, South Dakota.

Chapters

Hey guys, I'm Hunter with Nelson Insurance. I'm going to get into what does trucking insurance look like more as you guys start to grow, uh, because as you guys grow, you gotta have captives coming to play, you're gonna have SARs, and you guys can start lowering that insurance premium. You guys qualify for more insurance companies. There's a million different things that come into play here now, uh, versus than— versus just 4 different insurance companies you guys had when you got started. So, uh, we're based out of Sioux Falls, South Dakota. Again, I'm with Nelson Insurance Agency. Let's get into it. So as you guys continue to grow, there's going to be a ladder to this stuff. There's going to be more options the larger you get.