Hunter Nelson explains why trucking insurance is nearly impossible to get. Most insurers won't work with individual truckers or regular agents. One major carrier has a seven-year waitlist just to let agents sell their policies.
Even agricultural trucking is even more of a niche and it has its own even other sets of rules. So first I'm gonna start with just normal trucking. When you guys have normal trucking, a lot of these trucking insurance companies will not work with an agent or won't work with truckers directly at all. And so how agents can go get access to 'em is by having tons of clients, showing tons of expertise, and it can take years upon years One of the big names out there has a 7-year waitlist for insurance agents. And so you can't go to just your local insurance agency or somebody that, um, you know, is a generalist to get trucking insurance.
