Hunter NelsonOwner of Nelson Insurance Agency

Trucking Insurance Pollution Liability for Milk Haulers #truckinginsurance #truckingindustry

18 Jun 2026 · 1 min

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In this video segment, Hunter Nelson explains the importance of pollution liability coverage for milk hauling, clarifying that while milk transport is not classified as hazardous material (hazmat), it is considered a pollutant and thus falls under environmental hazard coverage. He highlights that many insurance carriers specialize exclusively in agricultural and environmental trucking, offering a nationwide program with robust policy language that ensures comprehensive protection for milk haulers. Nelson emphasizes that this specialized coverage provides both high‑quality insurance and tailored protection for the unique risks associated with transporting milk as an environmental hazard.

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Now I'm gonna back up here for a second and talk about another coverage that's a huge key piece for trucking insurance when it comes to milk hauling, right? Is pollution liability. Now I was talking about it's not hazmat, but it is pollutant. Yep. And the reason I go out here and make videos about this stuff when it comes to agricultural trucking is because that's a lot of what we do. And there are differences there. And we have different insurance companies that specifically only want to do agricultural trucking. And so we've got a program that we work with that's nationwide and they use a very good insurance company for the paper, which is like their policy language. That means you're getting good insurance, but also good coverage and everything. But what they do is only agricultural or environmental hazards. And so milk is going to be an environmental hazard.