A short instructional segment advising business owners how to communicate safety practices and technologies to their insurance agents and underwriters to obtain better pricing. Emphasizes documenting safety procedures, incentives, random drug testing, and modern fleet technologies (e.g., alerting dash cams) to influence underwriting decisions.
So you're going to get underwriters who are going to look at all of your. Well, they're going to look at your business, all these underwriters, and look at it, and they're going to get a little bit of say in the price here for sure. So you're going to want to talk to your agent, let them know everything you're doing. Hey, here's my safety procedure. I do safety incentives. I do random drug testing. I do. I've got all the dash cams in my truck that alert my drivers if they're fatigued. You know, there's dash cams now where I say, hey, wake up, wake up. If the driver is looking fatigued and he's possibly getting to an accident, they'll let him know, hey, this guy's distracted every time he looks at his phone or doing something on those lines. And alert the owner of the company. So if you guys have any of that stuff, you're going to want to be letting your agent know exactly what's going on. So now that you got underwriters looking at it, they're going to get a little bit of say in this.
