Hunter NelsonOwner of Nelson Insurance Agency

Unlock Cheaper Insurance Farm Policy Secrets Revealed!

2 Jul 2026 · 1 min

Watch on YouTube

0:37

In this segment of his YouTube presentation, Hunter Nelson reviews the main commercial insurance coverages—auto, workers’ compensation, general liability, and inland marine—and explains how many businesses that simply store equipment or shops on their property can often obtain cheaper, appropriate coverage by using farm policies. He emphasizes that when the assets are not leased out or actively used in the business, a farm policy can provide correct protection at a lower cost, though he notes this isn’t universally true for every situation.

Chapters

Looking at that stuff is going to be a big key piece. Now we've gone over auto, we've gone over work comp, general liability, and, um, and inland marine. You guys have got shops, everything on those lines, unless it's just kept on your property, or if that's just kept on your property and you guys don't have to sweat about leasing it out to other people, it's not really used for the business besides just storing stuff in it, um, You guys are probably just following your foreign policy that a lot of times— now I'm not saying all the time, but a lot of times it's gonna be a lot cheaper. It's gonna be actually covered correctly and things will be going well there.