3 Ways to Save for Kids' Education

1 Jul 2026 · 1 min

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1:09

In this short educational video, the speaker outlines three distinct approaches to funding a child's education: (1) traditional saving or borrowing, (2) using a government-sponsored education plan, and (3) building a personal financial system that lets families act as their own bankers. He illustrates the third option with a case study of "Family 3," who contributes $250 each month into a self‑banking system. By the time the child turns 18, the projected death‑benefit value of that system would be $651,775, showcasing the power of time and compounding. The speaker emphasizes that this system is flexible for any future financial need, not just education, and invites viewers to learn more about becoming their own banker via a link to learnwithjay.com.

Chapters

There's really 3 ways we can approach education. We can, you know, we can save or borrow. You can use a government plan or you can build a system. Same discipline, 3 different structures, 3 different outcomes. Do we want to set them up just for education or do we want to prepare them for a lifetime of events? And so that's what we're going to look at exactly with family number 3 who chose to do that. So they took that same $250 a month and started building a system where they they could start to control the banking function in their lives and how they finance the things that they all needed with access to capital on their term. So by the time she reaches age 18, this death benefit will have grown to $651,775. That's the power of time and compounding. And so family number 3, they didn't commit their money to one outcome for education. They built a system that works no matter what happens. Want to find out more about how you can become own banker. Click the link below or head over to learnwithjay.com.