Can you Start Infinte Banking with a small amount?

4 May 2026 · 1 min

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In this segment, Jayson Lowe answers a viewer’s question about the minimum amount needed to begin an Infinite Banking strategy. He references Nelson’s book anecdote about an all‑American young man earning $28,500 after taxes, then illustrates the wide range of client contributions—from as little as $100 per month for children’s policies to multiple six‑figure monthly premiums for other clients. Lowe emphasizes that each person’s “financial fingerprint” is unique, so the appropriate starting point must be both comfortable and affordable for the individual. When those two criteria are met, the viewer is set on a solid path to begin Infinite Banking.

Chapters

Uh, it's a great question. And remember Nelson outlined in his book, the story of the all-American young man earning $28,500 a year after taxes. We have clients that put as little as $100 a month into policies for their kids and their grandkids, their great grandkids. And we have clients that are putting in multiple six figures a month because everybody has a fingerprint that is unique. So your starting point is going to be unique to you. It has to be comfortable, it has to be affordable. And so provided that it checks those two boxes, you're going to be off to a great start.