Jayson Lowe answers whether to use one or multiple life-insurance policies for "infinite banking." He advises that the system is built incrementally over a lifetime and that people typically develop several policies rather than achieving the strategy within a single policy, contrasting the gradual approach with instant-gratification expectations.
Is it better to put your money into a single policy or to put your money into multiple policies? That's a common question. As people gain an understanding of this process, it cannot be achieved overnight. You know, we live in an instant gratification world. Instant coffee, instant food, instant everything. This process, taking control of this function is meant to be done incrementally over a period of time. So I would say the short answer would be that you would end up with a system or several policies over the course of your lifetime and over the course of your journey with this process. It's not meant to be achieved within a single policy.
