Jayson Lowe argues that high cash value life insurance is worth purchasing. He states the policy’s financing characteristics and living advantages, together with its permanent death benefit, place policyholders in greater financial control and reduce burdens on loved ones. He emphasizes duty of care in delivering death benefits and cites a mentor (Bob Shiels) to illustrate the financial problems people leave behind.
Is high cash value life insurance worth it? The answer is yes, of course it's worth it. If you examine the cost of not changing, of not doing anything different, then you shouldn't expect any different outcome. Whereas, if you understand all of the financing characteristics of this contract and you understand that there's a permanent death benefit thrown in for good measure, and you understand how this contract can gradually and incrementally put you in a position of total and absolute control, the answer to that question will be resoundingly obvious to you as well. So, yes, it is absolutely worth it. You know, we have to honor our duty of care in the delivery of death benefit to grieving families. And when I'm speaking to you in this video, you're going to die someday. I don't know when that day is. Neither do you, but it will come. And our late mentor, one of our late mentors, Bob Shiels, he would often say, I wish people could die once just for a week to see the financial problems that they leave behind. And people are already burdened with the financial problems that they're dealing with while they're alive, let alone leaving a significant burden to loved ones when they're not alive. High cash value life insurance a addresses both sides of the equation, all the living advantages and the permanent death benefit. And so is it worth it? You bet your bottom dollar it is.
