Jayson Lowe, who manages 77 whole-life policies and pays $1.5 million annually in premiums, says Infinite Banking isn't a scam but a misunderstood process. You borrow against your policy's cash value as collateral, keeping the money working while you access capital. The real question is who controls your banking function.
Is Infinite Banking a scam? I've been implementing this since 2008. Our family runs 77 policies and pays over $1.5 million a year in premium. No, it's not a scam, but I understand why people might think that, because most people are shown it the wrong way. You see, Infinite Banking isn't a product, it's a process of controlling how you finance the things that you need throughout your life. And this is where people get tripped up. They think that cash value in a policy is money. It's not. It's just the collateral that lets you access capital without ever interfering with compounding. So the question isn't, does this work? The real question is, who's in control of the banking function as it relates to your needs? I go deeper in a full training at LearnWithJay.com, or just follow. I'll keep breaking it down for you.
