Is Infinite Banking better for paying for Kids' education

10 Jun 2026 · 1 min

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In this excerpt from Jayson Lowe’s YouTube video, Speaker A contrasts the fate of money spent on a child’s education with the perpetual growth of cash value in an infinite banking life insurance contract. Money spent is gone and no longer earns interest, whereas the contract’s cash value is legally required to equal the death benefit by age 100, forcing it to grow daily regardless of market conditions, inflation, or other factors. Jayson Lowe then invites viewers to learn how to become their own banker by visiting learnwithjay.com.

Chapters

Where does the money go when you spend it? It's gone. You can't reuse this money again once it's gone and paid for the education. You know, it's not going to continue growing again. You can't earn interest on it again. You save it, you spend it, and then it's gone, right? Contractually, by the time this girl reaches age 100, that cash value has to be equal to the death benefit. So every single day, regardless of the market, regardless of inflation, regardless of Anything going on, that cash value must grow. It's going to continue to grow each and every single day uninterrupted.
Want to find out more about how you can become your own banker? Click the link below or head over to learnwithjay.com. That's learnwithjay.com.