Short spoken commentary (YouTube) explaining that the common negative perception of "loans" depends on perspective: loans can be bad for borrowers but are assets for banks/owners because every loan is an asset on someone's balance sheet and a liability on someone else's.
People would really struggle with the word loan. People get a mental baggage connotation with words. The word loan being bad. Loans are bad. Loans are bad. Loans are bad. Well, no, that's not true. If you're the borrower, loans might be bad, but if you're the bank owner, loans is good. That's right. Loans are an asset. Every loan is an asset on someone's balance sheet. It's a liability on someone else's. So it's a matter of what side of the equation of the balance sheet are you sitting on.
