What percentage of the policy value can you borrow?
21 Apr 2026 · 0 min
0:22
In this brief YouTube segment, Jayson Lowe explains how much of a life insurance policy’s cash value can be borrowed against. He states that policyholders can normally borrow up to 90% of the ever‑increasing cash value. If the contract is collaterally assigned to a conventional bank, some banks may extend loans up to 100% of that cash value. He emphasizes that the cash value continues to grow each day, affecting borrowing capacity.
