#1 Financial Regret: “I Wish I Started 20 Years Ago” #financialfreedom #wealthbuilding

28 Mar 2025 · 1 min

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1:05

A short YouTube advisory video by Louis Barajas presenting the top financial regret he hears from clients: wishing they'd started financial planning and saving 20 years earlier. He opens a series on the five biggest financial regrets, explains that the core issue is delayed saving rather than meeting him specifically, and urges viewers to start immediately by automating savings from checking or payroll into investment or retirement accounts to avoid future regret.

Chapters

Hey, everyone. Welcome back. This is Luis Baragas, your financial life healer. And over the next series, I'm going to do a countdown of the five biggest financial regrets that I heard from clients for the last 20, 30 years. And we'll start with number one is they always say, louis, I wish I would have met you 20 years ago. My life would be different now. And it's not whether they met me. What they're really saying is, I wish I would have started saving or doing financial planning 20 years ago. Because now they're in their 40s or in their 50s or even their 60s, and they know it's not too late. But, man, what a world of difference would it be now if they would have started 20 years ago. So regret number one, not starting early enough. How do you fight that regret? Just get started. Just do it today. Start saving some money, okay? Have money taken from your checking account to go into an investment account, money from your bank account or from your payroll to go into your retirement plan. Whatever you do, don't procrastinate anymore. Just start saving. And don't be one of those people that says, I wish I would have started 20 years ago.