MARK KOHLERMain Street Professionals, Main Street Professionals, Main Street Professionals, Main Street Professionals, Main Street Professionals, LLC · Owner at Main Street Professionals, LLC

Do You Need a Separate Trust From Your Spouse?

11 Oct 2025 · 1 min

Watch on YouTube

0:51

Estate-planning attorney Mark Kohler says 90% of married couples need just one joint revocable living trust, not separate ones. Separate trusts only make sense in second marriages or when a prenup requires distinct "his, hers, and kids" trusts. A revocable living trust typically costs $1,700 to $2,500.

Chapters

Should my wife have a different trust than me? 90% of the time? No. You're going to have a joint revocable living trust. It's easier, it's more efficient. You have marital assets together. That's why that works. If you have a prenup or a post nuptial, his, hers and our kids separate trusts, that would be really the only time it would make sense to have separate trusts is when you have a second marriage or a first marriage with prenups and then you want to keep things more separate. Other than that, go with a revocable living trust. And we do these at our law firm for clients all over the country starting at like 16, $1700. Never more than 2,500. It's a great deal and you can really get it done affordably. If you would be interested in getting to be a tax advisor for yourself or for others, just do a demo on my website. It's free. Come check it out with a real person walking you through the Main Street Tax Pro program. It's amazing. That's@marjkohler.com you're good to go.