MARK KOHLERMain Street Professionals, Main Street Professionals, Main Street Professionals, Main Street Professionals, Main Street Professionals, LLC · Owner at Main Street Professionals, LLC

Get an Interest-Free Loan From the IRS 🏦

13 May 2026 · 1 min

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Mark Kohler explains how accelerated depreciation works like an interest-free loan from the IRS. Buy a $38,000 truck, take the full deduction now, and save roughly $10,000 in taxes. When you sell it in a few years, you repay some of that through recapture, but you kept the money interest-free in the meantime.

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Here's the thing, everybody, do not be afraid of accelerated depreciation because what you're getting is an interest-free loan from the IRS. You're saying, hey, I'm going to take that $38,000 on that truck right now as a write-off, even though I'm going to sell the truck in 3 or 4 years and have to give some of that deduction back. You just saved taxes on $38,000. If you're in a 30% bracket, fed and state, you just saved $10,000 in tax. Now maybe you have to recapture half of that 3 years later, so you give the $5,000 back. You got an interest-free loan from the IRS. Too many people stay away from depreciation. Well, I got to give it back. Yeah, but you get have it for 3 years. That could be fun. Borrow that right off.