MARK KOHLERMain Street Professionals, Main Street Professionals, Main Street Professionals, Main Street Professionals, Main Street Professionals, LLC · Owner at Main Street Professionals, LLC

IRS Wants You to Use Their Plan (Here's Why You Shouldn't)

28 Apr 2026 · 1 min

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In this concise monologue, Mark Kohler outlines a three‑step approach for individuals who owe the IRS. First, he urges viewers to be proactive and address the debt immediately rather than ignoring it. Second, he stresses the importance of continuing to earn income and establishing a forward‑looking tax plan to prevent future liabilities. Third, he recommends borrowing money from family, friends, or business associates—offering home equity as collateral if necessary—to quickly pay off the IRS, secure a 5‑ to 10‑year payment plan, and halt accruing penalties and interest. Kohler warns that exposing too much financial detail to the IRS can trigger liens, levies, and account freezes, so using private loans can keep the IRS at a distance while the debt is resolved.

Chapters

The most common solution when you owe the IRS and where I would encourage you to focus. I'm going to give you 3 steps. One, be proactive and deal with it. Number 2, keep making money and get a tax plan moving forward so you don't get in this problem again. And number 3, you're going to go borrow from someone. That's it. I really— you would do better off promising your mom, your dad, your brother, a business associate, a friend, someone, because the sooner you can stop these penalties and interest with the IRS and get on a payment plan with a person, not the IRS, and not showing open put in your kimono to the IRS and everything you've got, because they'll start hitting accounts, they'll start leaning stuff. If you've got any equity at all in a home or an asset, go offer that to a friend or family member and say, I will give you all the equity in my home as a backup. Please loan me the money to take care of the IRS and get on a 5 or 10-year payment plan with them and then go out and make some money and get a good plan.