MARK KOHLERMain Street Professionals, Main Street Professionals, Main Street Professionals, Main Street Professionals, Main Street Professionals, LLC · Owner at Main Street Professionals, LLC

Protect Your Assets with an IRA Owned LLC

3 Feb 2026 · 1 min

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1:08

In this video, Mark Kohler explains the concept of an IRA‑owned LLC, a self‑directed retirement structure where the IRA forms an LLC to hold real estate or other assets. He outlines how the account owner can act as the LLC manager, providing faster transactions and clear separation between personal and retirement assets, which enhances asset protection. However, strict IRS rules apply: the manager cannot receive compensation from the LLC, all dealings must be at arm’s length, and no sweat equity is allowed. While the structure can generate retirement income through rental properties, it may involve additional costs and requires patience, as the primary goal is long‑term retirement growth.

Chapters

This is a special type of llc. It's going to have special rules that allow for an IRA or a retirement account to be an owner. These LLCs are going to give you a lot of flexibility. You get to serve as the manager of this llc. You're going to be able to use that LLC to create faster transactions, clear asset separation between you and the retirement account. It even protects you as the manager from maybe some decisions that don't go so well. The LLC is giving you asset protection and will be holding your retirement funds when we move that money over. The LLC will be holding the rental property or real estate. Now, the LLC must follow strict rules and you're going to be the manager, but cannot pay yourself as the manager of this llc. We're not setting up this LLC or this retirement plan project with your rental property so that you can get a job or get paid for your services. This is an arm's length transaction between your retirement account and you two different parties. The retirement account is going to form an LLC to go buy real estate. Remember, we're trying to make money for your retirement account, so be patient that you might have some extra costs. You can't put in sweat equity, but oh my gosh, it pays off over and over again.