Mark Kohler explains why insurance companies deny claims after disasters and shows the easiest fix: walk through your home with your phone camera, record everything you own, save the video to a flash drive, and store it in a fireproof safe. When disaster hits, you'll have proof of what you had.
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You might have an insurance claim. It could be an act of God, like a tornado, it could be a fire, it could be a theft, a break in. And you need to show improve. What do I own? Insurance companies, they don't rush to your side to always pay a claim. They're not that friendly. So don't think they're going to come running into the door and write you a big check. You got to prove what you freaking lost. So walk around your house sometime and shoot a video, could be on your phone, for crying out loud. And then export it to a little flash drive or something because guess where you're going to put it? In a fireproof safe. You can get a fireproof safe at Target or Walmart for under 100 bucks. That's where your passport should go, your will, some of your important titles that you might have to property that's paid off, and a little flash drive of a video of what you own. And it's in a fireproof safe that if anything ever happened, boom, you've got it. What you're doing is helping your lawyer, helping your insurance agent by documenting these things.
