MARK KOHLERMain Street Professionals, Main Street Professionals, Main Street Professionals, Main Street Professionals, Main Street Professionals, LLC · Owner at Main Street Professionals, LLC

Use Your Retirement Account to Buy Real Estate

2 Feb 2026 · 1 min

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In this segment, Mark Kohler explains that there is no single "best" type of real estate to hold inside a retirement account. He advises investors to mirror the real‑estate assets they already understand—whether long‑term rentals, short‑term rentals, raw land, commercial properties, development projects, storage units, or farmland—within a self‑directed retirement account. While traditional Wall‑Street investments can still be part of the portfolio, he encourages intentional, knowledge‑based choices before moving money into a self‑directed account, emphasizing that investing in what you know maximizes the retirement account’s effectiveness.

Chapters

There is no best type of real estate for inside a retirement account. The bottom line is, if you already invest in real estate personally and you understand it, it often makes more sense to let your retirement account do the same thing. Now, it doesn't mean you don't invest in Wall street products as well, but why not do both? That's deciding on what type of real estate you want to invest in inside your retirement account. Do you like long term rentals? Short term rentals, Raw land, Commercial property, even development or storage units? Invest in what you know. If you're a farmer, maybe you even invest in farmland. Make sure you're intentional that you really know what you want to invest in before you just start moving money over to Self Direct. It's again, what you know best.