MARK KOHLERMain Street Professionals, Main Street Professionals, Main Street Professionals, Main Street Professionals, Main Street Professionals, LLC · Owner at Main Street Professionals, LLC

Why millionaires don't pay crypto taxes #wealth #crypto #finance

12 Sept 2026 · 1 min

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In this video, Mark Kohler explains a tax‑saving strategy for crypto investors with $1 million or more in unrealized gains. He recommends using a charitable remainder trust (CRUT) or charitable unitrust to transfer the appreciated crypto into the trust, allowing the crypto to be sold without incurring capital‑gains tax. The trust then provides the investor with a lifetime income stream that is protected from lawsuits, while the investor can continue to trade crypto inside the trust tax‑free. Kohler notes the setup cost ($5,000‑$8,000) and annual maintenance (~$2,000) and emphasizes that the potential tax savings far outweigh these expenses. He advises that investors with less than $1 million in gains need not worry about this structure.

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If you've got less than $1 million in gains, I wouldn't worry about it. You got $1 million or more, this has got to be on the table. What the CRUD allows you to do is sell the crypto tax-free. It all goes into a bucket, that $5 or $10 million or million dollars. You get the income from that for the rest of your life. After you get that income set up, it is fully asset protected from a lawsuit, and then you can continue to trade your crypto inside that charitable trust tax-free, and you get a pay out every quarter for the rest of your life. You're going to spend around $5,000 to $8,000 to get it set up, maintain it every year for about $2,000, but the tax savings is off the chart.