Justin Herlick, CEO of Pine on Pine's giant market opportunity

We're potentially saving Canadians, even clients that don't go with us, through the forces of competition, tens of thousands, hundreds of thousands of dollars in aggregate, millions of dollars, because people are finally getting competitive rates on their mortgage renewals, which is like, I think, 70% of the market over the next 2 years. So huge. So it's a giant market. You know, they say there's a couple trillion of Canadian mortgages outstanding. $800 billion a year is the number that most people use of mortgages and renewals. It's interesting, being an ally in that market can mean 5% market share, right? Not the 50% market dominance. But even if you get to low single digits, you're creating a multibillion-dollar company. And that's before you layer on any of these other really antiquated industries like finding your home and getting home insurance and home warranty and selling. You can imagine that this really spirals. And what I tell people and what I tell our investors is, look, I think the Canadian fintech market is by definition a market of outliers. Thank you.