Mark Moss shows a retirement planning tool that tests whether your savings will reach your goal under different investment scenarios. A typical 60/40 stock-bond portfolio assumes 6% annual returns, while Ray Dalio's All-Weather strategy spreads money across 17 asset classes for 5.5% returns. You can plug in your own expected return and see your projected path visualized like a map.
So your typical 401 mutual fund mix. So if you have like a pension fund or a plan administrator or financial advisor, you might have just like a typical 401 mutual fund mix. You can just click this button here. If maybe your advisor probably put you in like a 60/40 portfolio, it's like the most common portfolio financial advisor will put you in there. That's 60% equities, 40% bonds. You can click that, get about 6% a year. Maybe you're a fan of like Ray Dalio and his all-weather portfolio. And so you want like 17 different, you know, uncorrelated assets, get about 5.5% per year. Conservative diversified, Or, you know, if you're doing better than that, enter your own, and then you can just choose, you know, whatever rate of return you're getting here. Let's say that you're better than all of these. So we'll put it at 8%. Okay. Now we can see our path, just like Google Maps. We can see what out route options we have. Show my current path. And this shows me right here.
