Mark Moss explains how wealthy people like Michael Saylor and Robert Kiyosaki use debt and credit to buy Bitcoin while keeping cash flow intact. The strategy: use credit to accumulate Bitcoin, then use it as collateral or let returns cover your living expenses, so you never sell and the asset keeps growing.
Now then we would ask, well, how did he do it? Now look, he didn't invent this. He sort of invented this category for businesses, the Bitcoin Treasury Company, is that. But this is what the wealthy— this is what Donald Trump, before he, you know, set out to become the president, he was known as the king of debt. He built the Manhattan skyline. This is how Robert Kiyosaki— this is how these guys become billionaires. So what Saylor did is he used credit, debt, and equity. So I had assets and I used debt and credit, or credit and equity. And you and I have credit and equity. We have assets, you have Bitcoin, and you have credit and equity. Yep. Right? So how do we do the same thing? So what we want to do, and this is the end goal, depends on how much income you have today, how much assets you have. If you have $50,000 a year or $5 million a year of income. But the goal is again, to go from earning income, paying taxes. Let's just use in the United States a 40% tax margin rate. You know, depends on what country you're in. But if I make $100 grand a year, $40,000 goes to taxes, I have $60,000 to live on. Yep. Good luck. Maybe I have $5,000 left, I buy some Bitcoin. What we want to do is I want all $100,000 to pay no tax and go all into Bitcoin. So how do you do that? Yeah. So I'm gonna show you that. And then I want the Bitcoin to pay for all my living expenses. Mm-hmm. All right. Without selling. So that's the goal. That's where we're gonna walk everybody to. But how do we do that? So it starts with, and again, depends on your income level, what assets you have, but it starts with, let's say you're a $100,000 a year person. What I'm gonna do is I'm gonna start with credit. What did Saylor do? Start with credit. He did converts. Yeah. Right. So I'm gonna go to the credit market. Most people should have credit. If you don't, go get it. Clean up your credit, whatever you gotta do. Like, that's 101. We're in a debt-based system.
