The 4-Year Bitcoin Rule
15 Jul 2026 · 0 min

0:22
Mark Moss says treat Bitcoin like real estate: only invest money you won't need for four years. The longer holding period helps you ride out volatility and align with Bitcoin's cycle.

Mark Moss says treat Bitcoin like real estate: only invest money you won't need for four years. The longer holding period helps you ride out volatility and align with Bitcoin's cycle.
So like with Bitcoin, what I've typically told people is take all the money you can afford not to spend for the next 4 years and put that into Bitcoin. And the age-old saying in real estate, and a lot of you guys probably know this if you're old enough, um, know that, uh, people would say don't buy a house unless you plan on holding it for 5 years, because that was sort of like the cycle that we'd see in real estate. So it's sort of the same thing. Don't buy Bitcoin unless you plan to hold it for 4 years.